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Privacy Policy

First National Bank of McGehee

P.O. Box 728

McGehee, AR 71654

 

Privacy Notice

 

This notice accurately summarizes our policies and practices regarding the collection, use, retention, and safeguarding of nonpublic personal information concerning those customers of ours who obtain a financial product or service from us that is to be used for personal, family or household purposes.

 Nonpublic Personal Information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An Affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

Safeguarding Customer Information

We restrict access to your nonpublic personal information to those of our employees who need to know that information to provide products or services to your, process and service your accounts, and administer business. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard this personal information.

The Information We Collect

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with our affiliates
  • Information from a consumer reporting agency

Nonpublic Personal Information and Affiliates

We may disclose nonpublic personal information about you.  Here are the kinds of nonpublic personal information we may disclose to our affiliates:

  • Transaction and experience information from our account records
  • Information about your transactions and experience with us, such as
    • Name
    • Types of accounts
    • Payment history

Federal law allows us to disclose the information listed above with our affiliates.  You do not have a right to opt out of the disclosure of this information.

Types of Affiliates

We may disclose nonpublic personal information about you to the following types of affiliates:

  • Financial service providers, such as Insurance agents

Reasons For Disclosure

Here is why we may disclose nonpublic personal information about you to our affiliates:

  • To provide our customers with information about additional products and services
  • To evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves

Nonpublic Personal Information and Nonaffiliated Third Parties

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

Nonpublic Personal Information and Former Customers

We do not disclose nonpublic personal information about former customers, except as permitted by law.

Authorized Sharing – Joint Marketing

We may disclose the following information to other financial institutions with whom we have joint marketing agreements:

  • Nonpublic personal information we receive from you on an application or other forms, such as
    • Name
    • Address

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Types of Businesses.

Here are the types of business with whom we may disclose nonpublic personal information under this section.

Financial service providers, such as Insurance agents

Reasons for Disclosing

Here is why we may disclose nonpublic personal information about you to other financial institutions with whom we have joint marketing agreements:

  • To provide our customers with information about additional products and services

 

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